US Senate Medical Insurance Plan for the People

All insurance corporations selling medical insurance in the United States to groups, associations, churches, town/city/county/state governing bodies et. al. may not discriminate regarding member individual(s) pre-existing medical conditions.

All insurance corporations selling medical insurance to States will offer a State Medicaid group policy modeled on Medicare Advantage plans and price.

Federal Medicaid funding to States will be at the 2016-17 level through midnight December 31, 2019 and reduced 10% a year with all Federal Medicaid funding to States ending no later than midnight December 31, 2030.

All existing “Obamacare” medical insurance plans will be extended by the issuing insurance corporations until midnight December 31, 2017.

All businesses currently required to pay State “Workman’s Compensation” for their employees will provide an option to employees after one full year of employment for matching funding of medical insurance for the employee, preferably through a local merchants insurance group, with a provision that the employee can pay the business owner their full monthly medical insurance payment each monthly premium date for 6 months of medical insurance after the termination of their employment voluntarily or otherwise.

All communities in the United States will be encouraged to form groups large enough to negotiate with insurance corporations for group policies that cover their members and their families’ needs.

Aside from Medicare, Federal Employees group medical insurance and the Veteran’s Administration which will continue to be administered “as is” on the Federal level, individual States will become fully responsible for insuring and funding the medical care of their indigent people no later than midnight December 31, 2030.

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